For lenders
Lending
Lend toreal people.Not fraudsters.
Digital lending attracts first-party and synthetic-identity fraud. Verify borrowers against government registries, catch duplicate and emulated devices, and screen for sanctions, before you disburse.
The challenge
- 01
Synthetic identities
Fraudsters assemble fake identities from real fragments. Document checks alone don't catch them.
- 02
Serial & duplicate applicants
The same person applies under many identities across devices.
- 03
Default risk starts at onboarding
A verification that's wrong at the top corrupts every downstream credit decision.
The stack
Built for lending.
Registry-backed borrower verification and fraud prevention for digital lenders.
- KYC
Identity Verification
Verify any individual, registries, documents, face match and active liveness behind one SDK.
- Address
Address Intelligence
Capture a GPS-pinned smart address, corroborate it instantly, and prove residency with presence verification, kept confirmed year-round.
- Compliance
Transaction Monitoring
Score every transaction in real time into a living trust score, the AML angle of Toden's real-time event-monitoring engine.
- Compliance
Watchlist Screening
Screen customers against global sanctions, PEP and adverse-media lists, and their crypto wallets against sanctioned-address data, at onboarding and continuously.
How it works
Verify the borrower
Registry lookup plus document + biometric verification confirms a real, unique applicant.
Catch the fraud signals
Device & IP intelligence flags emulators, datacenter IPs and multi-accounting before disbursal.
Decide automatically
A workflow routes clean applicants to approval and risky ones to review, server-side.
Frequently asked
By combining source-direct registry verification, facial comparison against the government photo, active liveness, and device/IP signals, a synthetic identity has to defeat all of them at once.
Built for lending.Ready today.
Sandbox-ready in minutes. Usage-based pricing, no sales call.